Mandatory Health Coverage
The Private Cooperative Health Insurance Program (PCHIP) is a key element of the SEHATI program led by the Supreme Council of Health. It aims at providing a mandatory minimum health coverage for the resident population living in the Kingdom of Bahrain while ensuring affordability for the employers
Why do I need Health Insurance?
The purpose of insurance is to protect you and your family financially in the event of an unexpected serious illness or injury that could be very expensive.
You need medical insurance in Bahrain because you cannot predict what your medical bills will be. In some years, your costs may be low. In other years, you may have very high medical expenses. If you have insurance, you will have peace of mind in knowing that you are protected from most of these costs.
Eligibilty
Who are Eligible for mandatory health plan?
All working expats and their dependents in Bahrain
PCHIP Portal
The placement of the mandatory benefit packages by all participating insurers will be required to happen through the PCHIP portal. The PCHIP portal is an electronic platform to allow employers to purchase the mandatory benefit package from the participating insurers.
Search Policies
Choose your Policy from approved and trusted insurers
Details info
You can get all details pertaining to your Policies and members enrolled.
Health care
Provides progressive, and affordable healthcare for everyone
User Guide
You can refer the video for how to use the PCHIP Portal or download the user guides below.
Contact Support
support.pchip@sch.com
80011235
FAQ
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Is medical insurance mandatory in Bahrain?
Yes, it is mandatory for all the residents to at least have a basic health insurance coverage plan meeting the minimum insurance benefits stated by the Supreme Council of Health.
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How can I get health insurance in Bahrain?
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What does 20% co-insurance/Co-payment this mean?
The coinsurance/co-pay is any amount specified that should be paid by the insured directly to the health care provider on all covered /eligible medical services rendered. In this case, 20% of the total expenses rendered have to be borne by the insured. Coinsurance helps reduce the policy premium to be paid.
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What is the limit for Pre-existing and Chronic Conditions?
Combined Limit for Pre-Existing and Chronic Conditions up to BHD 2,000 per member per year (Waiting period of 6 months applicable from the first scheme enrollment. Waiting period does not apply for members who were previously insured, subject to proof of previous medical insurance cover). However, please note that maternity is covered from day one.
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Is maternity covered?
Maternity 100% cover is available for all married females for Bahrain residents.
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Is optical & dental covered?
Optical and Dental care is not available in the mandatory insurance policy.
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